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Mortgage Professor about 100 Mortgages: 
Selecting the Term on a Mortgage
August 15, 1998, Revised September 7, 2005 What Is the Mortgage Term? The term of a mortgage is the period used to calculate the mortgage payment. It should be distinguished from the maturity, ... more...

Pay Off Home Loan or Car Loan?
April 10, 2000 " I am currently sending $300 a month in additional principal on my 30-year, 7-percent mortgage to pay off the loan in approximately 15 years. Would it be wiser to make this extra payment on my 8.49 percent car loan? Are additional principal payments treated the ... more...

100 Mortgages related definitions

Mortgage Broker
Mortgage Broker A company or a qualified person that obtains mortgages for borrowers by finding lending institutions, insurance companies or private sources to lend the money. If a person, mortgage broker called a loan officer. A mortgage broker works for you, not for the ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Get Free 100 Mortgages Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

The Zero Down 80/20 Mortgage
This is an excellent loan for those that are lacking the down payment required for other types of mortgages.The 80 20 mortgage is simply two loans for 100% of the purchase price. It is a first mortgage at 80% of the purchase price with a 20% second mortgage.If you are a conforming borrower, doing ... more...

Smart Mortgage Strategy for Average Joe
Buying a home is probably the biggest financial decision most people will make in their lifetime. The percentage of down payment you put in will make a huge difference for the health of your personal finances for years to come. What percentage of down payment you should choose is largely dependent ... more...

Bad Credit Home Financing Mortgages for Less than Perfect Credit
Homebuyers must pick loan programs based on their credit history. Because of an influx of new home loans creating more financing options, many people are buying or refinancing homes with poor credit. Hence, low credit scores, bankruptcy, self-employment, or loss of job will not prevent some ... more...

Home Mortgages: Think Before You Borrow
In today's overheated housing market, lenders are making it easier and easier to get a mortgage. For example, some lenders have lowered the credit score needed to qualify for a mortgage. Others have increased the debt load that borrowers can carry or have made it easier for borrowers to get loans ... more...

Google Adwords Online Riches Without Owning A Website Or Product!
Did you know that you can make money from Google Adwords without having a product to sell, or even a website?Its true and there are many people all around the world quietly making lots of money doing it.So how do you do it?Quite simple really, you become an affiliate.An affiliate is somebody who ... more...

Springfield Oregon Real Estate
Springfield Oregon Real Estate Springfield, Oregon, is located in Lane County, of , and 100 miles S of Portland, Oregon. Springfield has a population of 52,864. Springfield Homes Springfield properties pool is 20,498 residential properties including Springfield new homes. Median age of ... more...

100% Mortgage Financing - Understanding Zero Down Mortgages
100% mortgage financing can help you buy a house with little out of pocket expense. So whether you are a first time homebuyer or an investor, you can easily purchase a home. But not all zero down mortgages are the same. So you need to be careful in compare financing offers and finding ... more...

Portland Maine Real Estate
Portland Maine Real Estate Portland, Maine, is located in Cumberland County, of , and 100 miles NE of Boston, Massachusetts. Portland has a population of 64,249. Portland Homes Portland properties pool is 29,715 residential properties including Portland new homes. Median age of real ... more...

Spanish Mortgages Building a Property Portfolio 100% Funded by Your Bank Manager!
From little acorns do great oaks grow! Provided, of course, the acorns are actually planted!In property terms, that translates to identifying the potential of building a property portfolio and being prepared to do something about it. In recent years, both in the UK and here in Spain, there has been ... more...

Offset Mortgages: A Dream for Well Off Homeowners
Offset mortgages represent one of the biggest mortgage innovations seen in recent years. Six years ago there was hardly an offset mortgage to be seen. Now they and the current account mortgage, to which they are closely related, account for 10 out of every 100 of new lending.Whats more, one of the ... more...

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